Bike Bakersfield, Chain | Cohn | Stiles provides free helmets, bicycle lights, safety lessons through 2018 ‘Project Light up the Night’

November 7, 2018 | 8:26 am


With Daylight Saving Time in full swing, it’s more important than ever for drivers to be careful while commuting to and from work in the dark, and for pedestrians and bicyclists to make sure they are visible.

In fact, thousands of children in Kern County will walk, bike, wait at the bus stop, and even drive to school in the extended dark periods. Others may exercise, walk their pets, or drive about in the evening hours. Safety advocates argue that Daylight Saving Time increases pedestrian and bicycle injuries, car accidents, and deaths.

Enter Project Light up the Night. The annual program hosted by the local bicycle advocacy nonprofit aims to make Kern County’s roads a little safer for drivers and cyclists by giving out free bicycle lights, helmets, and safety lessons at various locations throughout Bakersfield and Kern County.

Chain | Cohn | Stiles is proud to support Project Light up the Night each year by providing the helmets and lights, and are joined by Kern Family Health Care as a sponsor of the program.

“We all need to understand the added dangers that come with the commuting in the dark,” said David Cohn, managing partner with Chain | Cohn | Stiles. “Drivers need to be extra careful to watch out for pedestrians and cyclists, and they need to make sure they’re seen by motorists.”

Bike Bakersfield representatives will be handing out the free helmets and lights on select Thursdays throughout Kern County. Bicyclists must have their bicycle on hand to receive a safety light and helmet. The 2018 dates this year are as follows:

  • 6-8 p.m. on Thursday, Nov. 1, at Bike Bakersfield (1708 Chester Ave.)
  • 6-8 p.m. on Thursday, Nov. 8, at Standard Park (301 E. Minner Ave.)
  • 6-8 p.m. on Thursday, Nov, 15, at Greenfield Resource Center (5400 Monitor St.) and Bike Arvin (1241 Bear Mountain Ave.)
  • 6-8 p.m. on Thursday, Nov. 23, in location to be determined.
  • 6-8 p.m. on Thursday, Nov. 29, in location to be determined.

Exact locations are to be determined. Stay tuned to the Bike Bakersfield Facebook page or Twitter page for details.

California law states that any cyclist riding at night needs to have a white headlamp, a red rear reflector, white or yellow reflectors on the pedals, and white or yellow reflectors on each side. The safety equipment is vital, especially in Bakersfield and Kern County, which has seen a rash of bicycle-related accidents in recent years.

In fact, earlier this year, the City of Bakersfield announced a “Bicyclist and Pedestrian Safety Plan,” a partnership with California Department of Transportation to examine the city’s roadways and determine which are the most dangerous to bicyclists and pedestrians. The goal was to recommend design improvements, including more bike lanes, more signage, and new pedestrian and bike paths away from traffic.

For years, Chain | Cohn | Stiles has advocated and fought to raise awareness of bicycle, pedestrian and driver safety throughout the streets Bakersfield and Kern County.

AAA offers several tips for motorists, bicyclists, and pedestrians traveling at night. Here are just a few of them:

DRIVERS

  • Slow down.
  • Keep vehicle headlights and windows clean.
  • Do not use high beams when other cars or pedestrians are around.
  • Yield the right of way to pedestrians in crosswalks and do not pass vehicles stopped at crosswalks.

PEDESTRIANS AND BICYCLISTS

  • Cross only at intersections. Look left, right and left again and only cross when it is clear. Do not jaywalk.
  • Cross at the corner, and not in the middle of the street or between parked cars.
  • Avoid walking in traffic where there are no sidewalks or crosswalks. If you have to walk on a road that does not have sidewalks, walk facing traffic.
  • Evaluate the distance and speed of oncoming traffic before you go out into the street.
  • Wear bright colors or reflective clothing if you are walking or biking near traffic at night. Carry a flashlight when walking in the dark.
  • Avoid listening to music or make sure it is at a low volume so you can hear danger approaching.
  • Bicycle lights are a must-have item for safe night riding.

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If you or someone you know is involved in a bicycle accident at the fault of someone else, please contact the lawyers at Chain | Cohn | Stiles by calling (661) 323-4000, or visit the website chainlaw.com to submit a contact form.

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MEDIA COVERAGE

FAQ: How does Chain | Cohn | Stiles stand out compared to other law firms?

October 17, 2018 | 9:20 am


When it comes to choosing an attorney to help you during what may be one of the most difficult times of your life, you want to make sure it’s a lawyer that is knowledgeable and professional, caring and compassionate, and ultimately a winner.

The personal injury and workers’ compensation attorneys at Chain | Cohn | Stiles are proud to check off all of these boxes. In fact, we know the people of Kern County have many choices when it comes to hiring an accident and injury attorney. We want to make sure we stand out compared to other law firms, and the way we do this is by providing superior service.

You may have a lot of questions when it comes to hiring a personal injury or workers’ compensation lawyer or law firm. To help answer these questions, Chain | Cohn | Stiles, with the help of attorney and senior partner Matt Clark, put together several short videos on the topics.

In this blog article, Clark answers the question, “How does Chain | Cohn | Stiles stand out compared to other law firms?” Watch the video here, or read Clark’s answer below.

If you have other questions related to a personal injury, accident or workers’ compensation legal issue, visit Chain | Cohn | Stiles’ Frequently Asked Questions page. Learn more by watching the video on chainlaw.com, or read more below.

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How does Chain | Cohn | Stiles stand out compared to other law firms?

Here are Chain | Cohn | Stiles, we not only believe it’s our obligation and duty to provide our clients with the best representation, but we also believe it’s our duty to provide them with the best customer service as well. I hear all too often of stories from injured people who can never get a hold of their lawyer, never see them, and have no idea what’s going with their case. They begin to lose trust in the system. These are things we want to avoid, while ensuring you’re represented by the best legal team available. We want you to understand what is happening in your case. For these reasons, your lawyer is always available to meet with you or speak with you on the phone or meet with you; or, for a lot of clients, email and text message you.

We tell all clients that it’s important to understand all the issues in their cases, good and bad. A decision will come to either settle your case or go to trial. In order to make an educated decision, you need to understand what is happening, what could happen, and what all of the legal issues are. We feel if we could explain all of this to our clients, we have done a best job possible. We’ve been around nearly 85 years, and one reason is we have been around so long is that we provide superior customer service.

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RELATED VIDEOS

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If you or someone you know has a potential personal injury or workers’ compensation case, contact the lawyers for a free consultation at (661) 323-4000 or visit the website chainlaw.com.

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*NOTICE: Making a false or fraudulent Workers’ Compensation claim is a felony subject to up to 5 years in a prison or a fine of up to $150,000 or double the value of the fraud, whichever is greater, or by both imprisonment and fine.

Chain | Cohn | Stiles files elder neglect, wrongful death, fraud claim against Bakersfield senior rehab facilities

July 18, 2018 | 6:00 am


Chain | Cohn | Stiles has filed an elder abuse and neglect lawsuit against a Bakersfield senior rehabilitation center that resulted in the death of an 80-year-old man, longtime teacher, U.S. Army veteran, and husband of 57 years.

The elder abuse, elder neglect, wrongful death, and fraud complaint was filed by Chain | Cohn | Stiles on behalf of the widow of John Paul Owens, Carol Owens, against Brookdale Senior Living, Silvercrest Manor, and Wade Budney of “A Helping Hand Senior Care Services.”

The filing of the complaint was covered by KGET-17 News, which you can view by clicking here.

Paul Owens was born in 1937 in Oklahoma. His family moved to McFarland when he was 4 years old, and he graduated from McFarland High School. After school, he served in the U.S. Army, attaining the rank of sergeant, and worked as a paratrooper.

In 1960, Paul married Carol. He earned his teaching credential in 1962 and would teach for 38 years. He loved cross country running, and working with his hands.

Well into retirement, Paul began to suffer symptoms of Alzheimer’s disease. He took a fall at home in 2017 that required him to have surgery on his leg and hip. After, Paul was placed in Brookdale Senior Living for daily care.

“So he could walk again, take care of himself again, so he could go back home and live with his wife of 57 years, that was the goal,” Chain | Cohn | Stiles attorney Matt Clark told KGET News.

That didn’t happen. Paul developed large bed sores, pressure ulcers and received inadequate care. As an example, he was bathed just four times over a span of 35 days.

“Mr. Owens was continually denied the benefit of those interventions necessary to prevent the formation and progression of pressure ulcers,” according to the complaint.

Soon, Carol Owens was told Paul could no longer be housed at Brookdale, and needed to find another facility due to insurance issues. Brookdale contacted “A Helping Hand Senior Care Services,” ran by Wade Budney, to be discharged to Silvercrest.

“Budney puts [Owens] in his personal vehicle, this is a guy with two stage three pressure ulcers, a urinary catheter, a broken leg, hasn’t had rehab yet,” Clark told KGET.

Carol Owens added: “I was told if he wasn’t transferred that Wade would call and report me for elder abuse.”

The inadequate care continued at Silvercrest. Ultimately, the event prompted an investigation by the California Department of Public Health. The department found that Brookdale failed to prevent Paul Owens from developing ulcers, prematurely discharged him, and failed to safely discharge him to another facility.

Additionally, Budney falsely and misleadingly stated that Paul Owens would receive appropriate and adequate care at Silvercrest. He also concealed the fact that he would receive monetary compensation from Silvercrest.

Shortly after being admitted to Silvercrest, Paul Owens was taken to Bakersfield Memorial Hospital. He died shortly after in January 2018.

“The main reason I’m doing this is I don’t want other people to have to go through this with loved ones, that’s the whole goal,” Carol Owens told KGET News.

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Chain | Cohn | Stiles wants to remind everyone of the importance of speaking up for those who cannot, our oldest, frailest and most vulnerable citizens. If you or someone you know experiences elder abuse or neglect, please contact our attorneys by calling (661) 323-4000, or visit the law firm’s specialized website focused on elder abuse at bakersfieldelderabuse.com.

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MEDIA COVERAGE

Kern County Sheriff’s comments from leaked video on cost of deadly force causes controversy

April 18, 2018 | 9:53 am


A video released recently showing Kern County Sheriff Donny Youngblood telling an employees union that it is better “financially” to kill suspects than to “cripple” them has sparked controversy locally and nationwide.

In the one-minute video filmed in 2006 during his first campaign for sheriff, Youngblood is seen seated at a table discussing deputy trainings and the cost to the sheriff’s office due to police violence.

Chain | Cohn | Stiles attorney Matt Clark discussed Youngblood’s comments recently while on The Richard Beene Show on KERN Radio 1180, 96.1. You can listen to the full interview here.

The Bakersfield Californian described a portion of the video:

Youngblood, in response to a question about officer training, said that detention deputies are trained more extensively than they used to be because of the cost the county faces when deputies kill or injure a person.

“There’s a good reason for that: millions and millions of dollars,” Youngblood said. “You know what happens if a guy makes a bad shooting on somebody — kills them,” Youngblood said. “Three million bucks and the family goes away.”

It’s “a totally different ballgame” when it happens in a jail to an inmate who is in restraints and surrounded by multiple officers, Youngblood said.

“It’s no different than when a deputy shoots someone on the streets, which way do you think is better financially? To cripple them or kill them, for the county,” Youngblood asks.

“Kill them,” said a voice from the audience.

“Absolutely,” Youngblood replies. “Because if we cripple them we get to take care of them for life, and that cost goes way up.”

The comments from the video were related to a discussion about the 2005 in-custody beating death of James Moore, who was beaten by several Kern County detentions deputies. That wrongful death case, represented by Chain | Cohn | Stiles on behalf of Moore’s family, resulted in a $6 million settlement. The killing also led to criminal charges against the deputies.

Lawyer Matt Clark said Youngblood’s comments speak to a culture within the sheriff’s department that life is not valued, and shared that families of victims of wrongful death at the hands of sheriff’s deputies — of which there have been several in recent years — are upset over the sheriff’s comments.

“Doesn’t that provide a mindset in that department that human life isn’t worth that much?” Clark said. “Having represented families who have lost loved ones due to the negligent and sometimes criminal conduct of the sheriff’s department, I can tell you (the families of victims) are not pleased to hear that.”

Specifically, Clark discussed several wrongful death, civil rights, and excessive force cases represented in recent years by Chain | Cohn | Stiles:

  • Daniel Hiler and Chrystal Jolley were pushing the motorcycle to a relative’s house crossing Norris Road in Oildale when they were struck and killed by a Kern County Sheriff’s deputy patrol car, speeding with lights and sirens off. The wrongful death case settled for $8.8 million.
  • Chain | Cohn | Stiles filed a wrongful death lawsuit on behalf of the family of 72-year-old Nancy Joyce Garrett, who was killed when a Kern County Sheriff’s Office patrol car operated by Deputy Nicholas Clerico struck and killed her.
  • On July 14 2015, Larry Maharrey was driving his motorcycle eastbound on Norris Road when a Kern County Sheriff’s deputy abruptly made a left turn against a red light onto Airport Drive directly into Maharrey’s path. Maharrey was unable to avoid the collision with Deputy Gomez’s patrol vehicle, and died as a result of the crash.
  • On the night of May 7, 2013, David Sal Silva fell asleep in front of a home in east Bakersfield, across from Kern Medical Center. Several law enforcement officers arrived on scene and proceeded to use unreasonable and excessive force in striking Silva with batons several times all over his body, while he screamed for his life and repeatedly begged the officers to stop. After being repeatedly beaten, bitten and hog-tied, Silva stopped breathing. And shortly after midnight, Silva was taken to Kern Medical Center, where he was pronounced dead. A wrongful death lawsuit settlement was reached in May 2016 for $3.4 million.

In most of these cases, deputies suffered little consequences or punishment despite breaking department policies in the situations that led to these tragic deaths, Clark said.

This isn’t the first time the Kern County Sheriff’s Office has been the center of controversy for its practices and history of deadly force.

In December 2015, The Guardian publication unveiled its five-part series that examined the use of deadly force, rough justice, sexual misconduct cases and other issues involving “America’s deadliest police” of Kern County. Then in 2017, the American Civil Liberties Union of Southern California published a report following a two-year study that concluded law enforcement agencies in Kern County have engaged in patterns of excessive force and systematically violated the civil rights of local residents. The California Attorney General’s Office is currently investigating patterns of excessive force and civil rights violations in Kern County’s departments.

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If you or someone you know is the victim of excessive force, police misconduct, or other civil rights violations, please contact the attorneys at Chain | Cohn | Stiles by calling (661) 323-4000, or visit the website chainlaw.com.

FAQ: Why choose Chain | Cohn | Stiles over other in-town, or out-of-town attorneys?

March 21, 2018 | 10:03 am


Like many big decisions, choosing a lawyer to help you with your accident, injury or workers’ compensation case can be a difficult one. For one, there are many to choose from — not only locally but throughout the state.

Sometimes, there are misconceptions and myths associated with which lawyers are the best, and the reasons why. One myth includes out-of-town lawyers being better than local attorneys.

To discuss this issue, Chain | Cohn | Stiles attorney Matt Clark has recorded a short video focusing on this myth and answering the question, “Why choose Chain | Cohn | Stiles over other in-town, or out-of-town attorneys?”

You can learn more about this topic below. And if you have other questions related to a personal injury, accident or workers’ compensation legal issues, visit Chain | Cohn | Stiles’ Frequently Asked Questions page.

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We hear many times from clients who have hired lawyers who they believed were based locally, but were not. Later, they contact our office because they never got to talk to that lawyer, never met them, or were dragging the case along, and they want to hire us to take over their case. Many instances we’ll get involved and end up fixing and resolving their case. But there are other instances where the out-of-town lawyer has done things incorrectly on the case, made the case more difficult, or made mistakes where we cannot get involved because those mistakes cannot be corrected.

There is this misconception that if you have a case in Bakersfield, you need an out-of-town lawyer because:

1) Lawyers are in the pockets of in-town legal officials and will not fairly represent you and your case, or;

2) Out-of-town lawyers are better because they are in a bigger city and are better equipment to handle the case.

It’s important for you to know neither is true. Our firm has handled many cases against local agencies and entities time and time again, including police departments and corporations. Because we are here in Kern County, and have been for nearly 85 years, we actually have the upper hand over out-of-town law firms because we are familiar with the people involved in our local systems. We’ve had cases against them before, tried cases against them, taken depositions with them before, and that gives us an advantage.

The other thing we hear is that someone goes out and hires a lawyer, and they never get to hear from them. In our opinion, that’s a terrible way to practice law, which is why we make it a point at Chain | Cohn | Stiles to have our lawyers meet with, and speak to, our clients in person. In fact, on the first occasion you meet with us, you will be meeting with your lawyer. If later you have questions of concerns, or want updates on your case, you get to speak with your lawyer. We’ll be by your side every step of the way.

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If you or someone you know has a potential personal injury or workers’ compensation case, contact the lawyers for a free consultation at (661) 323-4000 or visit the website chainlaw.com.

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*NOTICE: Making a false or fraudulent Workers’ Compensation claim is a felony subject to up to 5 years in a prison or a fine of up to $150,000 or double the value of the fraud, whichever is greater, or by both imprisonment and fine.

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RELATED VIDEOS

FAQ: How long does a personal injury or workers’ compensation case take to finish?

February 7, 2018 | 9:37 am


For many people who come to see Chain | Cohn | Stiles, it is their first time ever hiring an attorney. The legal process is simply foreign for them.

And for this reason, many are surprised to learn how long it takes for a personal injury or workers’ compensation case to resolve from start to finish.

To discuss this issue, Chain | Cohn | Stiles attorney Matt Clark has recorded a short video focusing on the length of an average case, and why they typically take as long as they do to resolve.

You can learn more about this topic, and learn the answer, below. And if you have other questions related to a personal injury, accident or workers’ compensation legal issue, visit Chain | Cohn | Stiles’ Frequently Asked Questions page.

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One of the questions we get asked almost every time by new clients is how long will this case take to finish? In my years of experience, other lawyers don’t do a good job of explaining the legal process in injury claim. I’ll address it here. On average, a personal injury claim takes somewhere between 12 to 24 months to resolve. That being said, some are resolved quicker and some take more than 2 years. But average, cases take between 1 to 2 years.

You might ask why? Let me address that. From the day we meet with clients, there may be instances where we file a lawsuit right away, and others not right away. In Kern County, which has an efficient legal system, it takes 12 to 18 months to get a trial date. And that date is the light at the end of your tunnel for your case. During those 12-18 months, a lot of things can happen. We go through a process called “discovery,” where we exchange information. That seems simple, but it’s actually a lengthy process where we requests documents, interrogatories, admissions, subpoenas and take depositions, which is a statement by witnesses and you under oath. The exchange of all the information takes many months. It’s also important to note, the filing of a lawsuit doesn’t always mean it will end in a trial. We do handle every case as if it’s going to trial. It ensures that we are prepared for trial, and makes certain that defense attorneys know we are ready. And that goes a long way to settle your case for the highest amount, or toward a successful verdict.

We make it our goal at Chain | Cohn | Stiles to ensure that your case is handled as quickly and efficiently as possible. All we do is handle injury and accident cases. Whether minor or severe injuries are suffered, your circumstance can be life-changing. It’s important to be able to move on with your life as quickly as possible. So we’ll do everything we can to make sure your case is resolved, so you can move on with your life, and without delay.

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If you or someone you know has a potential personal injury or workers’ compensation case, contact the lawyers for a free consultation at (661) 323-4000 or visit the website chainlaw.com.

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*NOTICE: Making a false or fraudulent Workers’ Compensation claim is a felony subject to up to 5 years in a prison or a fine of up to $150,000 or double the value of the fraud, whichever is greater, or by both imprisonment and fine.

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RELATED VIDEOS

Awards, goodwill, and a goodbye in 2017; Work for justice and safety continues in 2018

January 10, 2018 | 10:41 am


The following was sent recently to those subscribed to the Chain | Cohn | Stiles e-newsletter. If you would like to sign up to receive future notices, please click here

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A Happy New Year from our Chain | Cohn | Stiles family to yours! As Maya Angelou said, “The horizon leans forward, offering you space to place new steps of change.”

Before we move ahead, we wanted to share some law firm news and notes from 2017 with you:

  • It was a year of awards and achievements at Chain | Cohn | Stiles. Here are just a few:
    • Associate attorney Beatriz was named “Young Workers’ Compensation Lawyer of the Year” by the State Bar.
    • The law firm received a “Kern Green Award” for going above and beyond to make a positive environmental impact in Kern County.
    • For the fifth year straight, the law firm was voted among the “Best of Kern County” in the “Best Law Firm” category, as was managing partner David K. Cohn for “Best Lawyer”.
  • Milton Younger, a former esteemed attorney and partner who spent 53 years at the law firm, died in September. We remember his legacy.
  • The fourth annual “Walk Like MADD & MADD Dash,” presented by Chain | Cohn | Stiles, brought together 1,000-plus and raised over $80,000 to fight against DUI crimes locally.

Today, hard work continues at the law firm, including the following:

Looking ahead into 2018, please join us in the following:

  • Voting in the 2018 “Best of Kern County” poll begins Jan. 16 and runs until Jan. 28, and we’re proud to share that we’ve been nominated once again. We wholeheartedly appreciate your vote and support.
  • We’re the presenting sponsor for the 2018 Bakersfield “Walk Like MADD & MADD Dash”, which will be held Sept. 29, at Park at River Walk. Join us in the ongoing fight against DUI crimes.
  • Keep up with Chain | Cohn | Stiles activities throughout the year by following our various social media pages listed below, as well as our blog, Blogging For Justice.

Finally, we all wish you a healthy and happy 2018!

All the best,

Chain | Cohn | Stiles

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* NOTICE: Making a false or fraudulent Workers’ Compensation claim is a felony subject to up to 5 years in a prison or a fine of up to $150,000 or double the values of the fraud, whichever is greater, or by both imprisonment and fine.

Inclusion Films program for developmental disabled produces new Chain | Cohn | Stiles video

January 3, 2018 | 9:30 am


“We are more than a law firm. We are family.”

That’s the message conveyed in a new Chain | Cohn | Stiles video produced by Inclusion Films, a practical film workshop for adults with developmental disabilities. As part of the law firm’s community sponsorship of the vocational program, Inclusion Films produced a powerful 30-second video featuring attorneys at the law firm, and the work they do to help people who have been involved in life-changing accidents.

Inclusion Films debuted the video in late December during the screening premiere of the program’s new holiday project titled “Santa is For Real,” a family-friendly film about a young boy questioning his belief in Santa and his family’s quest to prove Santa is real. The law firm’s video played during commercial breaks for the short film.

Chain | Cohn | Stiles’ video is dramatization of a victim who reflects on a crash caused by a drunk driver, shares how the crash changed his and his family’s lives, and discusses how the attorneys at Chain | Cohn | Stiles helped him move forward after the ordeal.

You can watch the law firm’s video here , and other videos at Chain | Cohn | Stiles’ YouTube page.

Inclusion Films was started by Joey Travolta — brother of actor John Travolta — with the goal to teach adults with special needs the film trade. Students enrolled in the program help write, act, design sets, and film the video projects. Dale Oprandy, the executive director of Bakersfield’s Inclusion Films, says the program works as a family, and aims to grow each student in their own way.

“Our method of teaching moves beyond classroom instruction and offers our students real-world experience,” according to the program’s website. “Inclusion Films Workshop seeks to promote the creative skills and strong work ethic of filmmakers with developmental disabilities, ultimately allowing them to become more independent, self-confident, and well-rounded individuals.”

Inclusion Films has offices in Burbank, Livermore, Sacramento and Bakersfield.

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MEDIA COVERAGE

Why you should get uninsured / underinsured motorist insurance coverage

December 20, 2017 | 9:15 am


Do you have enough auto insurance coverage to protect you or a loved one in the case of an accident? That’s one of the most important questions you should consider before getting behind the wheel.

At the same time, you should consider the following:

  • Do you know what California’s minimum for auto insurance coverage?
  • Do you have uninsured or underinsured motorist insurance coverage?
  • And did you know that the California minimum — which is $15,000/$30,000 coverage — will cover an ambulance ride and little else?

To dive deeper into these questions, Chain | Cohn | Stiles, with the help of attorney and senior partner Matt Clark, has recorded a short video on the topic of auto insurance coverage.

Below, Clark answers the big question, “Why should I get uninsured / underinsured motorist insurance coverage?” In short, obtaining this coverage will help protect you and your family in the case of an motor vehicle accident.

Learn more by watching the video on chainlaw.com, or read more below. And if you have other questions related to an injury or accident, visit Chain | Cohn | Stiles’ Frequently Asked Questions page.

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By California law, you’re required to purchase at minimum a $15,000/$30,000 coverage. So what exactly does that mean?

If you’re in an accident and it’s your fault, your insurance will pay up so much to those involved in that accident. That small coverage satisfies the coverage for auto insurance. People are always surprised to learn, after learning more about the law, that California requires so little insurance because that $15,000 will cover an ambulance ride to the hospital and little else.

So how do you protect yourself when there are people driving around with this limited coverage, or none at all? You can purchase uninsured / underinsured motorist insurance coverage.

How do these coverage work? You have to purchase this as part of your policy; however, insurance companies will not give you higher coverage than your auto insurance coverage. For example, if you have $100,000 in coverage, you can purchase up to 100,000 in uninsured / underinsured motorist insurance. But a lot of companies won’t tell you this. You typically have to sign a waiver to drop down your limits. Be very careful when you purchase auto insurance, and be sure it matches your liability limits. Don’t let the insurance companies sell you something less.

Once you have the coverage, if you’re in an accident and that person is at fault, uninsured / underinsured motorist insurance coverage will come in and pay. It covers you, but also blood relatives in your household and other passengers. For example, if your son is a passenger in his friend’s car, and they are involved in an accident, your uninsured / underinsured motorist insurance coverage will cover your son. Also, if you’re hit by a vehicle while walking in a parking lot, or hit by a vehicle while riding a bicycle, your uninsured / underinsured motorist insurance coverage will cover you.

If you have a $100,000 policy and the other driver at fault has only a $15,000 policy, you can collect that $15,000 and another $80,000 from your own policy for a total of $100,000, if your claim is worth that much. So this covers you if the driver at fault has little or no insurance.

This is the one of the most important coverages to protect you and your family. Far too often, people come to Chain | Cohn | Stiles with horrible injuries, and the driver at fault has little or no insurance, while they have limited coverage as well. Our sometimes attorneys have the sad task of telling people there is not much our lawyers can do to help because of limited or no insurance coverage. It’s not fair or just, but it’s reality.

This is a complicated issue. We advise you if you believe you have an injury or accident claim, call Chain | Cohn | Stiles. Meet with the lawyers and staff to learn the important steps to take.

And contact your insurance agent to learn more about uninsured / underinsured motorist insurance coverage options available to you.

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If you or someone you know has a potential personal injury or workers’ compensation case, contact the lawyers for a free consultation at (661) 323-4000 or visit the website chainlaw.com.

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*NOTICE: Making a false or fraudulent Workers’ Compensation claim is a felony subject to up to 5 years in a prison or a fine of up to $150,000 or double the value of the fraud, whichever is greater, or by both imprisonment and fine.

ACLU report outlines civil rights violations in Kern County, highlights Chain | Cohn | Stiles cases

November 15, 2017 | 9:31 am


The American Civil Liberties Union of Southern California has published a report following a two-year study that concludes law enforcement agencies in Kern County – specifically the Bakersfield Police Department and Kern County Sheriff’s Office – have engaged in patterns of excessive force and systematically violated the civil rights of local residents.

ACLU calls on the two departments to reform their policies, re-train and re-orient line and supervisory officers “towards a culture that emphasizes the consistent use of tactical alternatives to force and consequences for the use of unreasonable, unnecessary, or disproportionate force, and establish rigorous and independent oversight institutions to ensure the departments remain accountable and responsive to the communities they serve.

Many of the excessive force, civil rights, and wrongful death cases outlined in the report are and were represented by the Bakersfield-based law firm Chain | Cohn | Stiles. In response to the report, the law firm released the following statement.

“We are encouraged, but not surprised, that the ACLU has determined that both Bakersfield Police Department and Kern County Sheriff’s Office have violated the rights of many individuals in this community. We have reached the same conclusion over the course of the many cases we’ve prosecuted against officers in both departments. In some cases, these officers have faced criminal prosecution, but in the vast majority they have not. In those cases where criminal prosecution is off the table, these departments vigorously defend the officers, find their conduct to be within policy, and instead direct their attention toward blaming the victims. We hope the Attorney General’s Office will take these findings into account as they continue to investigate both departments. The hope – at the end of the day – is that the Attorney General’s Office will take action against these departments that will spark institutional change and restore the community’s faith in law enforcement.”

Read the full report here.

California Attorney General Xavier Becerra is already carrying investigating patterns of excessive force and civil rights violations in the two departments. The reports and investigations follows a five-part series by The Guardian publication that found these Kern County departments killed people at a higher rate than any other U.S. agencies in 2015. The series uncovered a culture of violence, secrecy and corruption in the county’s two largest police departments. Among the cases highlighted were those involving wrongful death, police misconduct, sexual misconduct and civil rights cases handled by Chain | Cohn | Stiles.

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